Frequently Asked Questions
Yes. Your public adjuster can work on insurance coverage and other legal issues. They can also work with your insurance company to pay the maximum allowed by law. Once paid, it is important that you have a General Contractor that also understands how to work with the public adjuster and insurance company regarding the disbursement of funds and recovery of money that gets held by the insurance company. The General Contractor also needs to have a good reputation for doing all the work that needs to be done with the best material and workmanship. CMCR has everything you need to succeed with your claim.
If you have a knowledgeable General Contractor who understands how to work with your insurance company, they will review the insurance estimate and immediately know what needs to be paid and will be able to write the correct estimate so that the insurance company can pay what’s needed to get the project done right without cutting corners or sacrificing quality. CMCR specializes in underpaid and denied claims. Again, we’ll be more than happy to help.
You have the right to request a 2nd inspection from your insurance company. The probabilities of having success on your 2nd inspection with the insurance adjuster is to have a roofing company be present for the 2nd inspection to verify the damages along with the adjuster. Most of the time, your insurance carrier will try to stick to their original decision. Call CMCR and we will gladly assist you with our qualified team to get that denial into a paid claim. We have a team of licensed public adjusters and specialized claims attorneys.
This is a good question to ask any potential roofing contractor. If they don’t give clear answers or don’t seem to understand the importance of this part of your roofing system, buyer beware. Poor ventilation is one of the biggest dangers to a healthy roof. That’s why we install ridge vents where needed throughout.
Shingles are a PART of roofing systems. Many people equate a new roof with new shingles, but there is much more to it if you want to have the right protection for your home. It all starts with the Roof Deck Protection – the plywood underneath the shingles and the moisture protecting, breathable underlayment. These have to be installed in such a way that allows your house to “breathe” – otherwise moisture gets trapped. Another important part of the system is Waterproof Leak Barriers that have to be installed in the right way and right place. Another crucial aspect of a roofing system is attic ventilation. Without proper ventilation, shingles can literally fry from the heat and moisture can be trapped in your attic.
While not strictly speaking necessary, we believe this is far and away the best choice. For one, if you pick the right manufacturer, you know you are getting quality materials from the bottom-up. Also, a roof is actually a system, not just a bunch of shingles nailed to plywood. All materials from the same manufacturer means everything works together to keep your home protected.
Another danger to using materials from multiple manufacturers: if something does go wrong with the roof, you might end up with a nightmare scenario where everyone involved points the finger at the other manufacturer as the reason for the failure. The safest choice is to go with one manufacturer for all your roofing materials and have it installed by a certified installer. That way, everyone is on the same team.
There are three key areas: materials, warranty, and installation. Selecting materials with a known reputation is the best strategy. After all, even if shoddy materials are well-installed, they are still shoddy materials. When it comes to warranties, make sure you have – in writing – exactly what is covered, for how long, and by who (is it the manufacturer or the installer?).
If the contractor is reputable and uses a reputable material supplier, the contractor should be able to order material, have it delivered and even work on the project before any monies exchange hands, unless there is a predetermined and valid agreed upon reason by both parties.