CM Construction & Remodeling
Frequently Asked Question About Insurance Perils

Many insurance agencies will use any excuse to pull out of payments, without any thought for just how significant an impact their decision may have on a family home. Roof damage is one of the most common causes for insurance claims in Houston – mainly due to the fact that there are so many things that can occur within or outside of a roof’s construction. From tile decay and insulation damage, all the way to crumbling foundations and natural disasters – we’d always recommend taking on a comprehensive roof insurance package to cover all angles.

If there’s one element that is guaranteed to cause an incredible amount of damage and then disappear without a trace – it’s the wind. If you’ve been denied or underpaid insurance claims for wind damage, then you’re already with the wrong provider. New insurance claims for wind damage are one of the most popular reasons for a claim in the first place, and if you haven’t already done so, then why not sign up to our insurance package today?

There are several reasons why you may want to take on a reliable insurance policy in Houston, TX. For a start, it’s now a legal obligation for all homes in residential areas to be covered by an insurer. This is for two reasons. The first relates to a responsibility to ensure that your property is well maintained and kept in a functional manner, without risk of injury or death.

Secondly, human rights dictate occupants of accommodation must have a fall-back option just in case the worst should happen. If you’ve never experienced an issue before, this isn’t to say that your home will remain untouched in the future – and so we’d definitely encourage you to think about taking on the cover that only insurance can offer.

One of the main reasons that you may consider new insurance claims for hail damage, would be if your home or commercial premises has suffered with damage as a result of sleet or hail. These two elements can be devastating to the inner workings of your home – even more so if the exterior isn’t quite up to the job of keeping hail at bay.

From broken windows, all the way to flooded pipes – hail has a tendency of causing an immeasurable amount of damage in the space of just a few hours. You may even want to make new insurance claims for roof damage if you’ve noticed that hail has affected your tiles, insulation, or general structure.

Many people opt to avoid claims in fear of their yearly premiums rising, but in reality it’s always better to request an insurance pay out, as opposed to risking the health and safety of your family and neighbors. Even if you do put in for a successful claim, then there is always the risk that you may not have been paid in full. Underpaid insurance claims for hail damage aren’t just an irritating event – they can also take a huge toll on your bank balance, and unfortunately there isn’t much that can be done once the cash has changed hands.

The best way to do this is to switch your insurance provider to a more reliable and reputable one. Insurance coverage policies in Houston will differ from agency to agency, and that’s why we prioritize the requirements of our clients above all else. When choosing us for your insurance, you’ll be able to relax in the knowledge that you are being covered by one of the best construction and insurance agencies in Texas.

In short, the answer is yes, they are slightly different. Residential properties require strict maintenance and functional evaluations. Commercial premises on the other hand need to remain accessible and fit for use. Even with these differences, you’ll find that applying for new commercial property insurance claims for hail damage are much the same as those of privately owned homes.

New commercial insurance claims for roof damage may differ slightly however – but only if the roof area is a part of a shared complex. When this is the case, there’s always the option of taking out joint insurance, or a policy that allows a particular person to be named as the primary policy holder. What this means is that the individual will be responsible for fulfilling any claim requests.

So, how do new commercial property insurance claims for wind damage work, considering that the wind can often effect all types of properties? Well in reality, policies are put in place to better protect individual properties, should the worst happen. Now imagine for a moment that a piece of roofing was to fall free and land in a neighbor’s back yard, causing damage to their property.

With a good policy, both parties would be covered and the matter would be resolved as quickly and efficiently as possible. When it comes to money however, there are loop holes that insurers like to exploit, and this can often result in underpaid commercial property insurance claims for wind damage and other similar events.

If the agency can pin the blame solely on one party, then they will attempt to quell their expenses and save themselves some cash. This is why at CM Construction and Remodeling, we work closely with leading insurance agencies in and around Houston, to ensure that our clients’ needs are met in their entirety.

If you’ve experienced underpaid commercial property insurance claims for hail damage, then you’ll already understand how detrimental this loss of financial backing can be – not only to your expenditure, but to any relationship that you shared with your neighbor, business partner, or joint residential owner up until this point. It’s easy to allow these scenarios to put a strain on your finances and emotions – so surely a much better solution would be to obtain comprehensive cover in the first place.

Underpaid commercial property insurance claims for roof damage are some of the most popular to be experienced by policy holders, especially if more than one insurer is responsible for a particular commercial premises. Having the right insurance coverage for your roof in Houston Houston is vital due to our high winds, but deciding on the fairest policy to go with can be a pretty daunting task.

That’s where our expert services at CMCR come into the fray. Construction and remodeling are our specialties, and when further complimented by our access to some of the best insurers in Houston, our clients can’t help but reap the rewards. Our team strive to source some of the fairest policies around – all of which can be used in collaboration with our construction services.

What this means in terms of service, is that not only can we build, repair and develop some of the most impressive looking residential and commercial properties in Texas; we can help you to cover them for a huge variety of damages as well. It’s this comprehensive package that has allowed us to develop a reputation as one of the best construction services in Houston.

If you aren’t already covered, or perhaps your property has already been constructed and you’re a little confused as to where to turn to source your insurance – why not get in touch with our friendly team of advisors today? We’re always happy to help, and we could book you an appointment to speak with one of our experts right now. We’d never encourage you to leave your insurance as a last minute thought, in fact we’d actually advise against it.

With a good policy, both parties would be covered and the matter would be resolved as quickly and efficiently as possible. When it comes to money however, there are loop holes that insurers like to exploit, and this can often result in underpaid commercial property insurance claims for wind damage and other similar events.

Regardless of the age of your property, or how well it’s maintained on the inside and externally – all that it takes is one drastic weather storm, a single event or even a natural disaster, and before you know it your property and bank balance could be left suffering. We don’t just help with insurance, we will promise to point you in the right direction at all times.

You’ll be hard pressed to find a more comprehensive service, and from the initial construction all the way through to signing policy documents – you will be in good hands. So, what have you got to lose? If you’re already insured, if your debating on a switch, or if you’re a new home owner looking for your best options – get in touch with our team today, and we’ll be sure to address all of your concerns.

A protected future is just a phone call or email away, so don’t hesitate to get in touch should you need to book our services – or if you’re keen for further information on what we can do to help you right now.

wind and rain pounding a rooftop

CM Construction & Remodeling Will Make You Whole Again

We are a unique "One Call Fix All" full service construction company. We have licensed public adjusters on our team who are qualified for both commercial and residential assessments.

We specialize in insurance claims and are General Contractors who act as an intermediary in the process, providing start to finish assessment and restoration services and specialize in repair and remodeling after insurance peril events like, hail damage, wind damage, water damage, fire damage and damage from vandalism.

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Call (713) 298-6267



Call us today at (713) 298-6267

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